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Buy now, pay later

Own it now.
Pay at 0%.

Two ways to take home the watch you love: our own 0% Mutual Installment Plan on watches from ₨150,000, or your bank's credit card installment plan on any amount.

Exclusive to Daim Traders

Mutual Installment Plan

No credit check. No documents. Just 0%.

0%interest
ever
  • Watches from ₨150,000 to ₨1,000,000
  • No CNIC or paperwork required
  • Flexible duration: 60–90 days, as agreed
  • Minimum 20% down payment
  • Also for wishlist and pre-booking items
  • Watch stays safely with us until paid in full

Not available on discounted or sale items. Under ₨150,000? Use a Credit Card Installment Plan.

Calculate my plan ↓
Through your bank

Credit Card Installment Plan

Easy monthly installments on your credit card — in store or online.

in store
or online
  • Bank Alfalah — in-store card swipe or Alfa QR payment
  • HBL, UBL, MCB & other banks — pay on our website with your credit card, or at our store
  • Convert to installments through your bank's EMI plan
  • Any amount — the only limit is your card's credit limit
  • Bank markup applies, currently around 15–18% a year

Eligibility, markup and approval are subject to your bank's policies. Please confirm with your issuing bank before proceeding.

Calculate card installments ↓
Mutual Installment Plan

Plan calculator

For watches from ₨150,000. Move the sliders to see an example plan. Your final schedule is agreed with our team on WhatsApp.

Duration
Pay today₨30,000
    Total you pay₨150,0000% interest · no hidden charges
    Start my plan on WhatsApp
    Step by step

    How the Mutual Plan works

    1. 01

      Choose your watch

      Any watch from ₨150,000 to ₨1,000,000 — including wishlist and pre-booking pieces.

    2. 02

      Pay 20% or more

      Secure it with a minimum 20% down payment. No CNIC, no paperwork.

    3. 03

      Pay the rest

      Complete the balance within 60–90 days, in parts that suit you.

    4. 04

      Take it home

      Once paid in full, collect it or we deliver it free across Pakistan.

    Important policy

    If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total amount paid will be deducted and the remaining amount will be refunded.

    Credit Card Installment Plan

    Card installment calculator

    An estimate of what your bank may charge. Credit card markup in Pakistan is currently around 15–18% a year; your bank confirms the exact rate and any fees.

    Duration
    Monthly installment₨17,478
    • Watch price₨100,000
    • Estimated bank markup₨4,867
    Total on your card₨104,867Estimate only. Monthly payments on a reducing balance; your bank's actual rate, processing fee and terms may differ.
    Ask about card installments
    Credit Card Installment Plan

    Pay monthly with your bank

    Installment eligibility and approval are subject to your bank's policies. Please confirm with your issuing bank before proceeding.

    Questions

    Good to know

    Is there really no interest?

    Yes. The Mutual Installment Plan is 0% interest — you pay exactly the price of the watch.

    Is there a minimum for the Mutual Plan?

    Yes. The Mutual Installment Plan is for purchases of ₨150,000 or more (up to ₨1,000,000). Under ₨150,000 you can still pay in monthly installments with your credit card through your bank's plan.

    Do I need a CNIC or any documents?

    No. The Mutual Installment Plan needs no CNIC, credit check or paperwork.

    When do I receive my watch?

    The watch stays safely with Daim Traders until the full amount is paid, then you collect it or we deliver it.

    Can I use it on sale items?

    The Mutual Installment Plan is not available on discounted or sale items.

    What if I cannot complete the payments?

    If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total paid amount is deducted and the rest is refunded.

    Which cards work for bank installments?

    Bank Alfalah (in-store swipe or Alfa QR), HBL, UBL, MCB and other banks that offer credit card EMI plans.

    Is there a limit on credit card installments?

    Not from us. Any amount works — it depends only on your card's credit limit and your bank's installment plan.

    Do banks charge interest on card installments?

    Usually yes. Credit card installment markup in Pakistan is currently around 15–18% a year. Use the card installment calculator above for an estimate; your bank confirms the exact rate and any processing fee.

    Found the one? Start your plan today.