Two ways to take home the watch you love: our own 0% Mutual Installment Plan on watches from ₨150,000, or your bank's credit card installment plan on any amount.
Exclusive to Daim Traders
Mutual Installment Plan
No credit check. No documents. Just 0%.
0%interest ever
Watches from ₨150,000 to ₨1,000,000
No CNIC or paperwork required
Flexible duration: 60–90 days, as agreed
Minimum 20% down payment
Also for wishlist and pre-booking items
Watch stays safely with us until paid in full
Not available on discounted or sale items. Under ₨150,000? Use a Credit Card Installment Plan.
Any watch from ₨150,000 to ₨1,000,000 — including wishlist and pre-booking pieces.
02
Pay 20% or more
Secure it with a minimum 20% down payment. No CNIC, no paperwork.
03
Pay the rest
Complete the balance within 60–90 days, in parts that suit you.
04
Take it home
Once paid in full, collect it or we deliver it free across Pakistan.
Important policy
If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total amount paid will be deducted and the remaining amount will be refunded.
Credit Card Installment Plan
Card installment calculator
An estimate of what your bank may charge. Credit card markup in Pakistan is currently around 15–18% a year; your bank confirms the exact rate and any fees.
Monthly installment₨17,478
Watch price₨100,000
Estimated bank markup₨4,867
Total on your card₨104,867Estimate only. Monthly payments on a reducing balance; your bank's actual rate, processing fee and terms may differ.
Other banksMost Pakistani credit cards offer EMI plans. Pay with your card on our website or at our store, then check your bank's EMI page.
Installment eligibility and approval are subject to your bank's policies. Please confirm with your issuing bank before proceeding.
Questions
Good to know
Is there really no interest?
Yes. The Mutual Installment Plan is 0% interest — you pay exactly the price of the watch.
Is there a minimum for the Mutual Plan?
Yes. The Mutual Installment Plan is for purchases of ₨150,000 or more (up to ₨1,000,000). Under ₨150,000 you can still pay in monthly installments with your credit card through your bank's plan.
Do I need a CNIC or any documents?
No. The Mutual Installment Plan needs no CNIC, credit check or paperwork.
When do I receive my watch?
The watch stays safely with Daim Traders until the full amount is paid, then you collect it or we deliver it.
Can I use it on sale items?
The Mutual Installment Plan is not available on discounted or sale items.
What if I cannot complete the payments?
If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total paid amount is deducted and the rest is refunded.
Which cards work for bank installments?
Bank Alfalah (in-store swipe or Alfa QR), HBL, UBL, MCB and other banks that offer credit card EMI plans.
Is there a limit on credit card installments?
Not from us. Any amount works — it depends only on your card's credit limit and your bank's installment plan.
Do banks charge interest on card installments?
Usually yes. Credit card installment markup in Pakistan is currently around 15–18% a year. Use the card installment calculator above for an estimate; your bank confirms the exact rate and any processing fee.