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Buy now, pay later Own it now. Pay at 0% .
Two interest-free ways to take home the watch you love: our own Mutual Installment Plan, or your bank credit card installment plan.
Exclusive to Daim Traders
Mutual Installment Plan
No credit check. No documents. Just 0%.
0% interest ever
Watches up to ₨1,000,000
No CNIC or paperwork required
Flexible duration: 60–90 days , as agreed
Minimum 20% down payment
Also for wishlist and pre-booking items
Watch stays safely with us until paid in full
Not available on discounted or sale items.
Calculate my plan ↓
Through your bank
Credit Card Installment Plan
Easy monthly installments on your credit card — in store or online.
Bank Alfalah — in-store card swipe or Alfa QR payment
HBL, UBL, MCB & other banks — pay on our website with your credit card, or at our store
Convert to installments through your bank's EMI plan
Eligibility and approval are subject to your bank's policies. Please confirm with your issuing bank before proceeding.
See bank plans ↓
Mutual Installment Plan
Plan calculator Move the sliders to see an example plan. Your final schedule is agreed with our team on WhatsApp.
Step by step
How the Mutual Plan works
01
Choose your watch
Any watch up to ₨1,000,000 — including wishlist and pre-booking pieces.
02
Pay 20% or more
Secure it with a minimum 20% down payment. No CNIC, no paperwork.
03
Pay the rest
Complete the balance within 60–90 days, in parts that suit you.
04
Take it home
Once paid in full, collect it or we deliver it free across Pakistan.
Important policy
If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total amount paid will be deducted and the remaining amount will be refunded.
Credit Card Installment Plan
Pay monthly with your bank
Installment eligibility and approval are subject to your bank's policies. Please confirm with your issuing bank before proceeding.
Is there really no interest? Yes. The Mutual Installment Plan is 0% interest — you pay exactly the price of the watch.
Do I need a CNIC or any documents? No. The Mutual Installment Plan needs no CNIC, credit check or paperwork.
When do I receive my watch? The watch stays safely with Daim Traders until the full amount is paid, then you collect it or we deliver it.
Can I use it on sale items? The Mutual Installment Plan is not available on discounted or sale items.
What if I cannot complete the payments? If the full payment is not completed within the agreed period (maximum 3 months), 50% of the total paid amount is deducted and the rest is refunded.
Which cards work for bank installments? Bank Alfalah (in-store swipe or Alfa QR), HBL, UBL, MCB and other banks that offer credit card EMI plans.
Found the one? Start your plan today.